{
  "id": "SZ-RATES-2026",
  "title": "深圳灵活就业养老保险缴费指南",
  "publisher": "深圳市社会保险基金管理局",
  "published_date": "2026-08-27",
  "data_reference_period": "2026年公开指南",
  "url": "https://hrss.sz.gov.cn/szsi/sbjxxgk/gzdt/content/post_12956467.html",
  "key_facts": [
    "灵活就业养老非深户费率20%，深户21%。",
    "只有8%进入养老个人账户，其余不作为个人可随时支取资产。"
  ],
  "limitations": [
    "需具备灵活就业参保条件；未来费率不是已知常量。"
  ],
  "model_use": "自行续缴成本；单位在职工资已扣个人部分，不重复扣费。",
  "retrieved_date": "2026-10-24",
  "snapshot_file": "snapshots/SZ-RATES-2026.json"
}